Privacy Policy

Introduction

Smart Investor Deck ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, software, and services (collectively, the "Service").

Smart Investor Deck is an AI-powered tool developed by Software Programming Group LLC that streamlines business document creation, including executive summaries, business plans, and investor presentations.

Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Service. By accessing or using our Service, you consent to the collection, use, disclosure, and storage of your information as outlined in this Privacy Policy.

Information We Collect

Information You Provide to Us

You may provide us with various types of information when you interact with our Service, including:

• Account Information: When you create an account, we collect your name, email address, password, phone number, and other information you provide.
• Profile Information: Information you add to your profile, such as professional background, job title, and profile photo.
• Payment Information: When you subscribe to our paid Service, we collect payment information, which may include credit card details, billing address, and other financial information. Payment processing is handled by our third-party payment processors.
• Business Documents: Information you include in the documents you create or edit using our Service, including business plans, financial data, marketing strategies, executive summaries, investor presentations, and other business-related content.
• Communications: Information you provide when you contact us for customer support or communicate with us in any way.
• Communications: Information you provide when you contact us for customer support or communicate with us in any way.

Information We Collect Automatically

When you use our Service, we may automatically collect certain information, including:

• Technical Information: This includes IP address, browser type and version, operating system, device information, and other technical identifiers.
• Usage Information: Information about how you use our Service, including log data, clickstream data, pages or screens viewed, time spent on pages or screens, navigation paths, and interaction information.
• Location Information: General location data derived from your IP address.

Information from Third Parties

We may receive information about you from third parties, including:

• Business partners, when you integrate our Service with their platforms
• Service providers who help us with fraud prevention and identity verification
• Public databases and publicly available sources
• Third-party accounts you choose to integrate with our Service

Cookies and Similar Technologies

We use cookies, web beacons, pixels, and similar technologies to collect information about your browsing activities and to distinguish you from other users of our Service. This helps us provide you with a good experience, improve our Service, and personalize content.

You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of our Service may become inaccessible or not function properly.

How We Use Your Information

We use the information we collect for the following purposes:

To Provide and Maintain our Service

• Create and manage your account
• Process your payments and provide the Service you request
• Customize your experience based on your preferences
• Enable document creation and editing features
• Generate business documents and presentations
• Apply AI-driven insights to enhance your business content
• Maintain and improve the document templates

To Improve and Develop our Service

• Understand how you use our Service
• Identify usage trends and areas for improvement
• Develop new features, products, and services
• Train and improve our artificial intelligence systems
• Conduct research and analysis to enhance user experience

To Communicate with You

• Respond to your inquiries and support requests
• Send administrative messages, updates, and security alerts
• Provide information about features and releases
• Deliver marketing communications about our products and services
• Solicit feedback about our Service

For Legal and Security Purposes

• Protect the security and integrity of our Service
• Detect, prevent, and address fraud, unauthorized access, and other illegal activities
• Enforce our Terms of Service, this Privacy Policy, and other agreements
• Comply with applicable laws, regulations, and legal processes
• Establish, exercise, or defend our legal rights

How We Share Your Information

We may share your information in the following circumstances:

With Your Consent

We may share your information when you give us consent to do so, including when you choose to share information through our Service.

With Service Providers

We share your information with third-party vendors, consultants, and other service providers who perform services on our behalf, such as:

• Cloud hosting providers
• Payment processors
• Customer support services
• Analytics providers
• Email service providers
• Security and fraud prevention services

For Legal Reasons

We may share your information if we reasonably believe disclosure is required to:

• Comply with applicable laws, regulations, or legal processes
• Protect the rights, property, or safety of Smart Investor Deck, our users, or the public
• Detect, prevent, or otherwise address fraud, security, or technical issues
• Enforce our Terms of Service, this Privacy Policy, and other agreements

Business Transfers

In the event of a merger, acquisition, reorganization, bankruptcy, or other sale of all or a portion of our assets, any information owned or controlled by us may be among the assets transferred to third parties. We will notify you via email and/or a prominent notice on our Service of any change in ownership or uses of your information.

Aggregated and De-identified Information

We may share aggregated or de-identified information that cannot reasonably be used to identify you with third parties for various purposes, including to improve our products and services and for business or marketing purposes.

Data Retention

We retain your information for as long as your account is active or as needed to provide you with our Service, comply with our legal obligations, resolve disputes, and enforce our agreements. When we no longer have a legitimate need to process your information, we will delete or anonymize it.

Different types of information may be retained for different periods:

• Account information: Retained for the duration of your account plus a reasonable period after closure
• Payment information: Retained as required for legal and tax purposes
• Service usage data: May be retained for longer periods in an aggregated, anonymized format
• Business documents and content: Retained according to your account settings or until you delete them

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information. These may include:

Access and Portability

You can request a copy of the personal information we hold about you and in certain circumstances, request that we transfer this information to another service provider.

Correction

You can request that we correct inaccurate or incomplete information we hold about you.

Deletion

You can request that we delete your personal information in certain circumstances. Note that we may retain certain information as required by law or for legitimate business purposes.

Objection and Restriction

You can object to our processing of your personal information or ask us to restrict processing in certain circumstances.

Withdrawal of Consent

Where we rely on your consent to process your personal information, you have the right to withdraw your consent at any time.

Marketing Choices

You can opt out of marketing communications by following the unsubscribe instructions included in our emails or by contacting us. Even if you opt out, we may still send you service-related communications.

How to Exercise Your Rights

To exercise these rights, please contact us at privacy@smartinvestordeck.ai. We may need to verify your identity before fulfilling your request.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, accidental loss, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, so we cannot guarantee absolute security.

Our security measures include:

• Encryption of sensitive data in transit and at rest
• Regular security assessments and penetration testing
• Access controls and authentication requirements
• Regular security training for our employees
• Incident response procedures

International Data Transfers

Your information may be transferred to, stored, and processed in countries other than the one in which you reside. When we transfer your information to other countries, we will protect that information as described in this Privacy Policy and in accordance with applicable law.

For users in the European Economic Area (EEA), United Kingdom, or Switzerland, when we transfer your information to countries that may not provide the same level of data protection as your home country, we implement appropriate safeguards to protect your information, which may include:

• Standard Contractual Clauses approved by the European Commission
• Binding Corporate Rules
• Other legally approved transfer mechanisms

Children's Privacy

Our Service is not directed to children under the age of 18, and we do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us, and we will delete such information from our systems.

Third-Party Links and Services

Our Service may contain links to third-party websites or services that are not owned or controlled by Smart Investor Deck. This Privacy Policy applies only to our Service. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. We encourage you to review the privacy policies of any third-party websites or services that you visit from our Service.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this Privacy Policy. For significant changes, we will provide a more prominent notice, which may include email notification. Your continued use of our Service after any changes to this Privacy Policy constitutes your acceptance of such changes.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:

• Software Programming Group LLC
• 295 Durham Avenue, Suite D
• South Plainfield, NJ 07080
• Software Programming Group LLC
• Email: privacy@smartinvestordeck.ai
• Phone: 732-333-3037

Additional Information for Specific Jurisdictions

US State Privacy Rights

Various states have enacted comprehensive consumer privacy laws that may provide you with specific rights regarding your personal information.

California Residents

If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA):

• Right to Know: You can request information about the personal information we have collected about you, including the categories of information, the sources from which it was collected, the purpose for collection, and the categories of third parties with whom we share it.
• Right to Access: You can request a copy of the specific pieces of personal information we have collected about you.
• Right to Delete: You can request that we delete personal information we have collected from you, subject to certain exceptions.
• Right to Correct: You can request that we correct inaccurate personal information we maintain about you.
• Right to Opt-Out: You can opt out of the sale or sharing of your personal information and the use of your sensitive personal information for certain purposes.
• Right to Limit: You can limit the use and disclosure of your sensitive personal information.
• Right to Non-Discrimination: We will not discriminate against you for exercising any of your privacy rights.

Categories of Personal Information We Collect

In the last 12 months, we have collected the following categories of personal information:

• Identifiers (e.g., name, email address, IP address)
• Commercial information (e.g., subscription records)
• Professional information (e.g., job title, company name)
• Internet activity information (e.g., browsing history, interaction with our Service)
• Financial information (e.g., payment details)
• Audio and electronic information (when you communicate with us)
• Business document content and financial projections you create using our Service

Virginia Residents

If you are a Virginia resident, you have rights under the Virginia Consumer Data Protection Act (VCDPA), effective January 1, 2023:

• Right to Access: You can confirm whether we are processing your personal data and access such personal data.
• Right to Correction: You can correct inaccuracies in your personal data.
• Right to Delete: You can delete personal data provided by or obtained about you.
• Right to Data Portability: You can obtain a copy of your personal data that you previously provided to us in a portable and, to the extent technically feasible, readily usable format.
• Right to Opt Out: You can opt out of the processing of personal data for purposes of (i) targeted advertising, (ii) the sale of personal data, or (iii) profiling in furtherance of decisions that produce legal or similarly significant effects concerning you.
• Appeal Process: If we decline to take action regarding your request, you may appeal our decision within 45 days. We will respond to your appeal within 60 days.

Colorado Residents

If you are a Colorado resident, you have rights under the Colorado Privacy Act (CPA), effective July 1, 2023:

• Right to Access: You can confirm whether we are processing your personal data and access such personal data.
• Right to Correction: You can correct inaccuracies in your personal data.
• Right to Deletion: You can delete personal data provided by or obtained about you.
• Right to Data Portability: You can obtain a copy of your personal data that you previously provided to us in a portable and, to the extent technically feasible, readily usable format.
• Right to Opt Out: You can opt out of the processing of personal data for purposes of (i) targeted advertising, (ii) the sale of personal data, or (iii) profiling in furtherance of decisions that produce legal or similarly significant effects concerning you.
• Appeal Process: If we decline to take action regarding your request, you may appeal our decision. We will respond to your appeal within 45 days.

Connecticut Residents

If you are a Connecticut resident, you have rights under the Connecticut Data Privacy Act (CTDPA), effective July 1, 2023:

• Right to Access: You can confirm whether we are processing your personal data and access such personal data.s
• Right to Correction: You can correct inaccuracies in your personal data.
• Right to Delete: You can delete personal data provided by or obtained about you.
• Right to Data Portability: You can obtain a copy of your personal data in a portable and, to the extent technically feasible, readily usable format.
• Right to Opt Out: You can opt out of the processing of personal data for purposes of (i) targeted advertising, (ii) the sale of personal data, or (iii) profiling in furtherance of decisions that produce legal or similarly significant effects concerning you.
• Appeal Process: If we decline to take action regarding your request, we will inform you of our appeal process.

Utah Residents

If you are a Utah resident, you have rights under the Utah Consumer Privacy Act (UCPA), effective December 31, 2023:

• Right to Access: You can confirm whether we are processing your personal data and access such personal data.
• Right to Delete: You can delete your personal data that you have provided to us.
• Right to Data Portability: You can obtain a copy of your personal data in a portable and, to the extent technically feasible, readily usable format.
• Right to Opt Out: You can opt out of the processing of your personal data for purposes of (i) targeted advertising, or (ii) the sale of personal data

Texas Residents

If you are a Texas resident, you have rights under the Texas Data Privacy and Security Act (TDPSA), effective July 1, 2024:

• Right to Access: You can confirm whether we are processing your personal data and access such personal data.
• Right to Correction: You can correct inaccuracies in your personal data.
• Right to Delete: You can delete personal data concerning you, subject to certain exceptions.
• Right to Data Portability: You can obtain a copy of your personal data in a portable and readily usable format.
• Right to Opt Out: You can opt out of the processing of your personal data for purposes of (i) targeted advertising, (ii) the sale of personal data, or (iii) certain forms of profiling.

Oregon Residents

If you are an Oregon resident, you have rights under the Oregon Consumer Privacy Act, effective July 1, 2024:

• Right to Access: You can confirm whether we process your personal data and access your personal data.
• Right to Correction: You can correct inaccuracies in your personal data.
• Right to Delete: You can delete personal data provided by or obtained about you.
• Right to Data Portability: You can obtain a copy of your personal data in a portable format.
• Right to Opt Out: You can opt out of the processing of your personal data for purposes of (i) targeted advertising, (ii) the sale of personal data, or (iii) profiling in furtherance of certain automated decisions.
• Appeal Process: If we decline to take action regarding your request, you may appeal our decision.

Montana Residents

If you are a Montana resident, you have rights under the Montana Consumer Data Privacy Act, effective October 1, 2024:

• Right to Access: You can confirm whether we process your personal data and access your personal data.
• Right to Correction: You can correct inaccuracies in your personal data.
• Right to Delete: You can delete personal data concerning you, subject to exceptions.
• Right to Data Portability: You can obtain a copy of your personal data in a portable format.
• Right to Opt Out: You can opt out of the processing of your personal data for purposes of (i) targeted advertising, (ii) the sale of personal data, or (iii) certain profiling activities.

Iowa Residents

If you are an Iowa resident, you have rights under the Iowa Consumer Data Protection Act, effective January 1, 2025:

• Right to Access: You can confirm whether we are processing your personal data and access such personal data.
• Right to Delete: You can delete personal data you have provided to us, subject to exceptions.
• Right to Opt Out: You can opt out of the processing of your personal data for purposes of (i) targeted advertising, or (ii) the sale of personal data.

Tennessee Residents

If you are a Tennessee resident, you have rights under the Tennessee Information Protection Act (TIPA), effective July 1, 2025:

• Right to Access: You can confirm whether we process your personal data and access such data.
• Right to Correction: You can correct inaccuracies in your personal data.
• Right to Delete: You can delete personal data concerning you, subject to exceptions.
• Right to Data Portability: You can obtain a copy of your personal data in a portable format.
• Right to Opt Out: You can opt out of the processing of your personal data for purposes of (i) targeted advertising, (ii) the sale of personal data, or (iii) certain profiling.

Indiana Residents

If you are an Indiana resident, you have rights under the Indiana Consumer Data Protection Act, effective January 1, 2026:

• Right to Access: You can confirm whether we process your personal data and access such data.
• Right to Correction: You can correct inaccuracies in your personal data.
• Right to Delete: You can delete personal data you have provided or that we have collected about you, subject to exceptions.
• Right to Data Portability: You can obtain your personal data in a portable format.
• Right to Opt Out: You can opt out of the processing of your personal data for purposes of (i) targeted advertising, (ii) the sale of personal data, or (iii) certain profiling.

Florida Residents

If you are a Florida resident, you have rights under the Florida Digital Bill of Rights, effective July 1, 2024:

• Right to Access: You can request confirmation of whether we are processing your personal data and access such data.
• Right to Correction: You can request correction of inaccuracies in your personal data.
• Right to Delete: You can request deletion of personal data concerning you, subject to exceptions.
• Right to Opt Out: You can opt out of the processing of your personal data for purposes of (i) targeted advertising, (ii) the sale of personal data, or (iii) certain profiling activities.

Nevada Residents

If you are a Nevada resident, you have certain rights under Nevada law (NRS 603A):

• Right to Opt Out of Sales: You can request that we do not sell your personal information. You can exercise this right by emailing us at privacy@smartinvestordeck.ai with the subject line "Nevada Do Not Sell Request" and providing us with your name and the email address associated with your account.

Maine Residents

If you are a Maine resident, Maine's Act to Protect the Privacy of Online Consumer Information may provide you with specific rights regarding your personal information, particularly related to internet service providers. While we may not be an internet service provider, we respect the privacy principles of this law.

Delaware Residents

If you are a Delaware resident, the Delaware Online Privacy and Protection Act provides certain requirements for commercial websites that collect personally identifiable information from Delaware residents. We comply with these requirements and respect your right to understand our data practices.

Other States

Other states may have pending privacy legislation or specific existing laws that apply to certain aspects of data privacy. We are committed to complying with all applicable state privacy laws as they are enacted and come into effect.

How to Exercise Your State Privacy Rights

To exercise your rights under any state privacy law, please contact us at privacy@smartinvestordeck.ai or through the methods described in the "Contact Us" section. When you submit a request, please include:

• Your full name
• Email address associated with your account
• State of residence
• The specific right you wish to exercise
• Sufficient information to allow us to verify your identity

We may need to verify your identity before fulfilling your request, which may require you to provide additional information that we will only use for verification purposes.

We will respond to your request within the timeframe required by applicable law, which is generally 45 days, unless we notify you that we require additional time (up to a maximum of 90 days total in most states). If we decline to take action regarding your request, we will inform you of our decision and reasoning, as well as any appeal process that may be available to you under applicable state law.

Authorized Agents: Most state privacy laws allow you to designate an authorized agent to make a request on your behalf. When you use an authorized agent, we may require that you:

• Provide the agent with written permission to act on your behalf
• Verify your own identity directly with us
• Confirm you have provided the authorized agent permission to submit the request

Verifiable Requests: We can only respond to your request or provide you with personal information if we can verify your identity or authority to make the request and confirm the personal information relates to you. We will only use personal information provided in a verifiable consumer request to verify the requestor's identity or authority to make the request.

Non-Discrimination

We will not discriminate against you for exercising any of your privacy rights under state law. This includes:

• Denying goods or services to you
• Charging different prices or rates for goods or services
• Providing a different level or quality of goods or services
• Suggesting that you will receive a different price, rate, or quality of goods or services

Limitations

Please note that certain exemptions may apply to your privacy rights requests, particularly for information necessary to:

• Complete transactions or provide services you've requested
• Detect and prevent security incidents or illegal activity
• Debug and repair errors
• Protect against deceptive, fraudulent, or illegal activity
• Comply with legal obligations
• Conduct internal research for technological development
• Exercise or defend legal claims

Additional limitations may apply based on specific state law provisions. We will inform you of any relevant limitations when responding to your request.

European Economic Area (EEA), United Kingdom, and Switzerland Residents

If you are located in the EEA, United Kingdom, or Switzerland, the legal basis for collecting and using your personal information will depend on the specific information concerned and the context in which it is collected.

We generally process personal information on the following legal bases:

• Performance of a Contract: When processing is necessary to fulfill our contractual obligations to you.
• Legitimate Interests: When processing is necessary for our legitimate interests, provided these interests are not overridden by your rights and interests.
• Consent: When you have given us consent to process your personal information for specific purposes.
• Legal Obligation: When processing is necessary to comply with our legal obligations.

You have the right to lodge a complaint with a supervisory authority if you believe our processing of your personal information violates applicable law.

Data Protection Officer

We have appointed a Data Protection Officer (DPO) who is responsible for overseeing questions regarding this Privacy Policy. If you have any questions about this Privacy Policy, including any requests to exercise your legal rights, please contact the DPO using the details provided in the "Contact Us" section.

Do Not Track Signals

Some browsers offer a "Do Not Track" feature that signals to websites that you do not want to have your online activities tracked. Because there is not yet a common understanding of how to interpret Do Not Track signals, our Service does not currently respond to browser Do Not Track signals.

Document and Financial Data Privacy

Business and Financial Document Data

Smart Investor Deck is designed to help you create business documents, financial projections, and investor presentations. We understand the sensitive nature of this information and treat it with the highest level of care:

• Document Content: The business information, financial data, and proprietary information you include in documents remains yours. We process this information solely to provide our service.
• AI Analysis: When our AI analyzes your document content to provide insights and recommendations, this analysis is performed to enhance your documents. We may use aggregated, anonymized patterns to improve our AI systems, but we do not use your specific business content for purposes unrelated to providing you with the service.
• Confidentiality: We maintain strict confidentiality of your business documents and financial projections. Our employees access this information only when necessary to provide support or maintain the service.

Financial Projection Data

When you use our financial modeling and projection features:

• We process the data to generate projections and visualizations
• We store this information as part of your account data
• We implement additional security measures for financial data
• We do not use your specific financial projections to train our models without anonymization

Document Storage and Export

Documents you create within Smart Investor Deck are stored in your account until you delete them or close your account. When you export documents:

• We maintain a copy in your account for your convenience
• You control how exported documents are shared and distributed
• We recommend reviewing our security guidelines for sensitive financial documents

Security Compliance

Smart Investor Deck maintains compliance with several security standards to protect your data:

Current Certifications

• SOC 2 Type II: We maintain SOC 2 compliance, verifying our controls for security, availability, and confidentiality.
• ISO 27001: Our information security management system is certified to meet international standards.

Security Practices

• Encryption: All data is encrypted in transit and at rest using industry-standard encryption protocols.
• Access Controls: We implement strict access controls and authentication measures.
• Regular Audits: We conduct regular security audits and penetration testing.
• Incident Response: We maintain a comprehensive incident response plan.
• Employee Training: All employees undergo regular security awareness training.

For more information about our security practices or to request our security documentation, please contact us at privacy@smartinvestordeck.ai